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Trusted Contract Works Insurance in Australia

When you’re managing a construction site, you’re juggling timelines, trades, and risk—sometimes all at once. Rely on contract works insurance to cover the real risks on site and keep your project on track from day one. Whether it’s storm damage, theft, or something unexpected on site, this is the insurance that keeps your project on track.

At All Trades Cover, we design contract works insurance specifically for tradies, contractors, and builders. We keep it simple, back you when it counts, and make sure the insurers do what they say they will.

What’s Included in Your Contract Works Insurance

What’s Included in Your Contract Works Insurance

A well-built contract works insurance cover gives you more than just policy paperwork. We’ve got your back when the unexpected hits. 

Policy inclusions can include:

  • Loss or damage to the work in progress
  • Theft, fire, storm or malicious damage
  • Injury or property damage to third parties
  • Transit of materials and equipment
  • Optional product liability insurance
  • Subcontractor and labourer cover
  • Delays, personal injury, or site shutdowns
  • Optional professional indemnity insurance and public liability insurance

Need help understanding your product disclosure statement? We’ll explain it in plain English.

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Tailored Cover Limits That Fit Your Project Size

We help you choose a policy that matches your scope, exposure, and contract obligations, no guesswork, no cookie-cutter cover.

Basic: $500,000

For small residential builds and renovations
Covers loss or damage to materials and structures
Add public liability insurance or tools cover if needed

Standard: $2,000,000

Ideal for residential/commercial mid-tier projects
Includes liability coverage for third parties and site visitors
Extendable for water damage, existing structures, and transit

Comprehensive: $5,000,000+

Built for major commercial, civil, or tendered jobs
Suitable for government and infrastructure works
Optional extras: product liability insurance, machinery, delay in start-up, and rectification periods

How to Get Your Contract Works Cover

1

Enter Your Details

2

Contact Us Directly

3

Get Covered

Trusted by over 100 trades across Australia. Fast quotes, zero stress, and cover you can count on—so you can get on with the job.

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Protect Your Build, Gear & Progress Payments

Storm hits mid-frame? Tools go missing overnight? Sub knocks over a support wall? It happens. Our cover steps in when things go wrong, so you’re not left footing the bill.

You bring the crew, we’ll take the risk.

Our Happy Customers

Make a Claim

Make a Claim

Project Hit a Snag? We’ll Help You Get Back on Track Fast. Whether it’s storm damage, stolen materials, or on-site mishaps, we’ll guide your contract works claim from day one, no red tape, no delays.

  • Document the Damage
    Take photos, collect incident reports, and note any delays or costs.
  • We Handle the Paperwork
    We’ll guide you through your insurer’s claim form and help lodge it properly.
  • We Stay on It
    We follow up with the insurer and keep you updated every step of the way, so you can keep building.
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Frequently Asked Questions

What is contract works insurance?

Who needs contract works insurance?

Does contract works insurance include public liability?

How quickly can you get me covered for contract work?

Can I change or cancel the policy mid-project?

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